10-10-10 Layaway Program at Lizzy's Jewelry and Loan
Welcome to Lizzy's Jewelry and Loan Layaway Program, where you can shop for your favorite items and pay for them overtime with ease and convenience. Our layaway program offers a flexible and budget-friendly way to purchase jewelry, handbags, and more without the need for immediate payment.
How the 10-10-10 Program Works:
- After choosing an item from our vast inventory in-store, you only need to pay 10% down for the first initial payment. The remaining balance will be settled in an easy installment plan: 10% of the balance paid monthly within 10 months.
- You can always make a larger payment than the minimum or pay off your layaway before the 10 months is up.
- All payments can be made in person, or with a debit/credit card by phone AFTER the initial down payment has been made.
- Layaways will be held for 10 months IF regular monthly payments are received.
- If monthly payments are not received, and 90 days have passed since a layaway payment has been made, the layaway is subject to cancellation with some and/or all payments and trade-ins forfeited.
- Layaways canceled or returned by you will result in a 10% restocking fee of the purchase sale price. (For example, if the item was sold for $499.99 + tax, the 10% restocking fee would be $49.99.)
- A full refund will be initiated for layaways canceled within the first 14 days from the initial start date. Refunds will be issued to the original form of payment, and trade-in amounts will be returned.
- No cash refunds after 14 days. You may apply all money paid, minus the restocking fee, toward a new purchase, a layaway of equal or greater value, or apply towards an existing layaway.
- In-store credits issued for merchandise trade or canceled/forfeited layaways will be held for a maximum of one year from date of issue. After one year, the credit is invalid.
If you see something in our online store that you would like to purchase on layaway, please call us at 360-657-5276!
Benefits of Our Layaway Program:
Start Your Layaway Plan Today
Ready to start shopping with our layaway program? Visit us in-store to find the perfect items for you. Our knowledgeable staff are here to assist you every step of the way and answer any questions you may have about our layaway program. Experience the convenience and flexibility of layaway shopping at Lizzy's Jewelry and Loan today!