1. After choosing an item from our vast inventory in-store, you only need to pay 10% down for the first initial payment. The remaining balance will be settled in an easy installment plan: 10% of the balance paid monthly within 10 months.
2. You can always make a larger payment than the minimum or pay off your layaway before the 10 months is up.
3. All payments can be made in person, or with a debit/credit card by phone AFTER the initial down payment has been made.
4. Layaways will be held for 10 months IF regular monthly payments are received.
5. If monthly payments are not received, and 90 days have passed since a layaway payment has been made, the layaway is subject to cancellation with some and/or all payments and trade-ins forfeited. 
6. Layaways canceled or returned by you will result in a 10% restocking fee of the purchase sale price. (For example, if the item was sold for $499.99 + tax, the 10% restocking fee would be $49.99.)
7. A full refund will be initiated for layaways canceled within the first 14 days from the initial start date. Refunds will be issued to the original form of payment, and trade-in amounts will be returned. 
8. No cash refunds after 14 days. You may apply all money paid, minus the restocking fee, toward a new purchase, a layaway of equal or greater value, or apply towards an existing layaway.
9. In-store credits issued for merchandise trade or canceled/forfeited layaways will be held for a maximum of one year from date of issue. After one year, the credit is invalid. 

If you see something in our online store that you would like to purchase on layaway, please call us at 360-657-5276!